For a lot of people, buying a home in their dream suburb feels out of reach. That doesn’t mean you’re locked out of the property market. Enter rentvesting — a strategy where you rent the home that suits your lifestyle, while owning an investment property in a location that makes financial sense.
It’s about balance: enjoying the lifestyle you want today, while building long-term wealth.
Why Rentvesting Can Work
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Lifestyle freedom: Stay close to work, friends, or the city buzz without stretching yourself to buy there.
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Access to growth markets: Invest in areas with better affordability, higher rental yields, or stronger growth prospects.
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Start sooner: You don’t have to wait years saving for a massive deposit in your ideal suburb.
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Tax efficiency: Investment properties may come with tax benefits that help improve your cash flow (depending on your circumstances).
Making Rentvesting Work
If you’re considering this path, here are a few smart moves:
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Run the numbers carefully — stress-test your budget against interest rate rises and rental vacancies.
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Choose your market wisely — focus on areas with strong infrastructure, job growth, and rental demand.
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Think long-term — this isn’t about chasing a quick win, but building wealth steadily.
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Stay flexible — your investment and living arrangements don’t have to stay the same forever.
The Takeaway
Rentvesting isn’t about “settling” — it’s about being strategic. You don’t have to sacrifice the lifestyle you want today to start building wealth for tomorrow. With the right planning, you can do both.
At Coleman Invest, we believe property decisions should empower you — not box you in. Rentvesting might just be the bridge between where you live now and where you want to be in the future.
