Free guide · After the budget
This isn't another rate cycle. It's a seismic shift in the rules of property investing. Negative gearing. SMSF lending. Depreciation. The old playbook is being rewritten.
The opportunity hasn't disappeared. It's moved. See where.
The number that changed
Under the new rules, what you buy decides what you carry. The guide walks through the maths line by line.
No negative gearing, no depreciation schedule. The full holding cost sits with you.
Full depreciation, deductions intact, stronger rent. The lane the rules deliberately left open.
Illustrative, top marginal tax rate. General information only — not tax or financial advice.
What the budget did
The one lane deliberately left open — and the entire subject of the guide. Including the vetting we apply before anything reaches a client: of hundreds of listings a week, 2–3 pass.
What's inside
Written plainly, with the numbers shown. About twenty minutes, cover to cover.
The game that built a generation of portfolios is over. The budget ended it — here's exactly what changed, and from when.
Negative gearing was never the win. It was the cost of waiting for one — the numbers, side by side.
The SMSF door has closed. Why property in super was no big loss — and the three locks that always held it back.
Buy brand-new. Buy for cash flow. Let the building pay you twice.
Same house price, $498 a week apart — the full weekly cost comparison, line by line.
Two or three of these, held together, and you are paying minimal tax — legally, on assets paying you rent.
Fewer buyers, less competition, a better price. The best windows never feel comfortable.
80–120 properties cross the desk every week. One to five make it through — the five-part filter, in full.
29 years in the real estate trenches — and the one lesson that never changes with the cycle.
The pivot is already underway. A clear first move, mapped.
The rules changed.
The strategy didn't.
Free download
Your details, and it's yours — free. Read it before your next move.
No spam — the guide, then the occasional brief worth your time. General information only, not tax or financial advice. Coleman Invest · Australia.