The Freedom Brief
 
Coleman Invest
The Freedom Brief
The thinking behind serious property wealth.
On the market, this week

Believe the headlines,
or believe the numbers.
Only one of them pays you.

1.0   The Signal
L ook past the media scare tactics and it comes down to this. You either believe the headlines or you believe the numbers.

The numbers don't lie. The market runs on one law: when more people need a home than there are homes available, prices and rents rise. No editorial has ever repealed it.

The media sells the fear. Supply and demand set the price.

New house under construction in a new estate, timber frame and roof trusses up

Every new frame chips away at the shortage. We need thousands more of them.

2.0   The Numbers

Set the headlines aside and look at the scoreboard. What the country needs against what it is actually getting.

These are the latest official figures.

  What's needed What's happening
Net new homes per year, since the Accord began (July 2024) 240,000 155,000 delivered
First 18 months of the Housing Accord 287,000 demanded 232,000 completed
Rental vacancy rate 2.5–3.5% balanced 1.6% actual
Dwelling starts, March quarter 2026 Rising Down 11.2%
Five-year Accord forecast 1.2m homes 220,000 short

Source: NHSAC State of the Housing System 2026, ABS Building Activity March 2026, Cotality. Accord annual target 240,000. Shortfall is the Council's pre-conflict estimate; it flags further downside risk.

And the demand side is not slowing down. Net overseas migration has averaged around 400,000 people a year for the past three years. Set that against 155,000 net new homes a year and the maths does itself.

Rents are soaring. At 1.6 per cent vacancy they have nowhere to go but up, and the government's own policies are feeding it. Push investors out of established stock and you shrink the rental pool. We watched this exact play run last time. Landlords sold, rents jumped, and the tenants the policy was meant to protect paid the bill. This time will be no different.

The pipeline behind it is jammed too. Nearly 244,000 dwellings sit under construction, held back by labour shortages and construction costs. The Council itself says the 1.2 million target will not be met until September 2030 at the earliest. A start is not a home. A headline is not a home either.

Quote

You can argue with a headline. You cannot argue with a 1.6 per cent vacancy rate.

This is why I do not trade on sentiment. The people who waited through the last three years of frightening headlines paid more for less. The people who read the scoreboard bought assets that pay them every week.

The media cannot change the laws of supply and demand. It can only change how you feel about them. Your job is to read the numbers before you read the mood.

 
The New Rules — a free guide by Coleman Invest
The Free Guide

Property investing just changed. For a generation.

This is not another rate cycle. Negative gearing, SMSF lending, depreciation — the old playbook has been rewritten.

The opportunity has not disappeared. It has moved. I will show you where.

Get the Free Guide
 

If you want to know where the shortage is tightest and the stock is underpriced, call or text me direct on 0418 813 825 — or

Book a Call with Ron
 

Because in the end, this was never really about property.

It is about freedom. Property is simply the vehicle, and while supply stays this far behind demand, it remains the most dependable one we have. The commentary will keep churning. The fundamentals underneath have not moved.

Bricks and mortar keep paying the income, building the equity and funding the life you actually want. The people who keep building quietly through the noise are the ones who end up free.

To your freedom,

Ron Coleman — Director, Coleman Invest
 

Investor  ·  Developer  ·  Qualified Valuer

Mobile: 0418 813 825  ·  colemaninvest.au

 
 
A Conversation

Curious about where to start? Let's have a chat.

Start the Conversation
 
Ron Coleman
About Ron

After nearly three decades in real estate, Ron realised selling houses did not change lives. Building freedom did.

That is why Coleman Invest exists. Not to chase transactions — to help people build income, resilience and optionality.

Cash flow first. Freedom follows.

© 2026 Coleman Invest  |  Private Investment Office

Subscribe

Get the brief each week.

One measured note on the Australian market, straight to your inbox. The same thinking we apply before we buy. Unsubscribe any time.

You’re on the list. The next brief will land in your inbox.